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TOTAL FINANCIAL SOLUTIONS
TOTAL FINANCIAL SOLUTIONS
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You should apply for a personal loan because of the following reasons:
No collateral needed: A personal loan is an unsecured loan, so you do not any collateral/security to avail a personal loan.Flexible end use: Unlike a car loan or a home loan, a personal loan can be used for various purposes, ranging from medical emergency expenses to home renovation.Minimal documentation: The documentation process to avail a personal loan is far simpler and faster that the process to avail a secured loan.Debt consolidation: You can consolidate multiple loans and/or credit card dues by taking a personal loan. This will not only make debt repayment easier but will also help you to save on interest payout.
The minimum monthly salary requirement to avail a personal loan varies from lender to lender. However, it generally ranges between Rs. 15,000 and Rs. 25,000 per month.
Credit score is a 3-digit number that ranges between 300 and 900. It serves as a measure of creditworthiness and financial health of an individual. Thus, higher the credit score, greater are the chances of getting a personal loan approved. Generally, a credit score of 750 and above is considered good. You can improve your credit score by paying credit card bills on time, decreasing your outstanding debt and maintaining old credit card accounts in good standing.
Your credit history and credit score reflect your handling of credit in the past. Hence, they not only affect the chances of being approved for a personal loan, but often impact the rate of interest too. Higher the credit score, greater are the chances of approval and receiving a lower preferential interest rate.
HEAD BRANCH
An individual credit is an extraordinary companion in the midst of hardship. That is the motivation behind why the Indian family unit devours a lot of moment individual credits to tide through crises. According to a RBI report, banks had Rs. 5.89 lakh of exceptional individual credits as of May 2010. By June 2018, the absolute remarkable sum had arrived at Rs. 19.33 lakh crore.
At the point when you are in dire need of assets, you can’t stand to trust that 3 days will get the advance authorized. Just a crisis individual advance can help you when time is including some hidden costs. Searching for assets in a crisis? Here are five different ways an individual credit can help.
Our 97.6 % case is correct since last 6 years and we are providing loan to people in all types, we have experienced people who discuss your file in the best bank and NBFC's department, and get you loan.